Setting up direct deposit is one of the fastest ways to access your paycheck and may waive your monthly maintenance fee. Follow these steps to get started.
Step 1: Find Your Account Details
Log in to MyRMO (online or mobile app). Navigate to your checking account and select "Account Details." Your RMO routing number and account number will be displayed. You can also download a pre-filled direct deposit form from this screen.
Step 2: Submit to Your Employer
Provide your employer or payroll department with the following information:
- RMO Bank routing number (found in MyRMO)
- Your checking account number
- Account type: Checking
Many employers accept the downloadable PDF form available in MyRMO. Some employers also allow you to update direct deposit through their own HR portal.
Step 3: Confirm Activation
Direct deposit setup typically takes one to two pay cycles to become active. You can monitor incoming deposits in real time through MyRMO. Once your first direct deposit posts, any qualifying maintenance fee waiver will take effect automatically.
If you need help locating your routing or account number, or if you have questions about splitting deposits across multiple accounts, schedule an appointment through MyRMO or by calling us to speak with an Expert.