A routing number is a 9-digit code that identifies a financial institution in U.S. payment systems. It tells banks where a payment is coming from or going to. Your RMO routing number identifies RMO Bank; your account number identifies your specific account. You usually need both to set up a transfer or payment.
Where to find your RMO routing number:
- In MyRMO — sign in, open your checking or savings account, and look under account details for the routing and account numbers.
- On a paper check — the routing number is the first 9-digit group along the bottom-left edge. Your account number is the next group of digits.
- On a monthly statement — both numbers appear in the account summary section.
- At an RMO Retail Center — a representative can confirm it for you with valid photo ID.
ACH vs. wire routing numbers: some banks use one routing number for ACH transactions (direct deposit, bill pay) and a different one for incoming wire transfers. When you set up a transfer, confirm in MyRMO which number applies so the payment is not delayed or returned.
Is it safe to share? A routing number is public information — it prints on every check. Your account number is more sensitive: share it only with people and companies you trust to deposit to or debit from your account, such as your employer for direct deposit.