Do My Points or Rewards Expire?

Yes. RMO Membership points and rewards expire after one (1) year from the date they were earned.

Updated October 20, 2025

Yes. RMO Membership points and rewards expire after one (1) year from the date they were earned.

To keep your rewards active, you must continue to use your RMO Personal Membership account regularly by earning or redeeming points within each 12-month period.

You can check your current points balance and upcoming expirations anytime by signing in to your MyRMO account at

https://digital.rmous.org/myrmo

or through the MyRMO App on the App Store or Google Play.

Expired points or rewards are automatically removed from your account and cannot be reinstated. Members are encouraged to redeem rewards regularly for account credit, cash back, gift cards, or special offers before expiration.

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Disclosure. This page is general educational information only and is not financial, tax, legal, investment, or insurance advice. RMO is a family of separate businesses; any product or service mentioned is offered by the applicable RMO subsidiary and is subject to that product’s terms, conditions, and eligibility requirements. For guidance specific to your situation, consult a qualified professional.