RMO Bank provides four savings account options to help you reach your financial goals, whether you are just getting started or looking to maximize your earnings.

MyStart Savings — A no-minimum-balance savings account perfect for building your first emergency fund. Earn a competitive base APY with no monthly fee when linked to any RMO checking account.

MyWay Savings — Our standard savings account with a tiered APY structure. The more you save, the more you earn. Balances above $2,500 qualify for a higher rate tier automatically.

MyGrowth Savings — Designed for serious savers, MyGrowth offers a premium APY on balances of $10,000 and above. Includes priority access to new CD promotions and financial planning tools in MyRMO.

MyReserve Money Market — Combines the higher earning potential of a money market with the flexibility of limited check-writing and a dedicated debit card. Ideal for maintaining a large liquid reserve while earning a competitive rate.

All RMO savings accounts include full access to MyRMO online and mobile banking, automatic savings tools, and FDIC insurance up to applicable limits. To open an account or compare rates, log in to MyRMO or schedule an appointment through MyRMO or by calling us.