RMO

Part of RMO Bank →

Currency Exchange

Buy or sell foreign currency at competitive in-store rates. RMO Financial supports USD, CAD, MXN, EUR, GBP and dozens more — with up-front spreads and no hidden fees.

Competitive Rates 50+ Currencies No Hidden Spreads
Features

What you get with RMO currency exchange.

A clear, fair way to convert money between currencies.

Major + Minor Currencies

Supports USD, CAD, MXN, EUR, GBP, JPY and dozens of other currencies for travel and remittance.

Live Wholesale-Backed Rates

Rates updated multiple times daily based on the wholesale FX market — not stale daily prices.

Up-Front Spread

The spread is shown before the transaction. What you see is what you get — no surprise commissions.

Member Pricing

RMO members get tighter spreads on every exchange. Better the more you exchange.

Why RMO

Why people exchange with us.

Better rates than the airport, more transparent than the storefront.

Better Rates

Wholesale-backed pricing beats airport kiosks and corner-store currency dealers.

Transparent

You see the rate, the spread, and the total in your hand — every time.

Trusted

Backed by RMO Financial — a regulated, licensed currency exchange provider.

FAQ

Frequently asked questions

How Does RMO Currency Exchange Work?

RMO currency exchange lets RMO members convert US dollars to common foreign currencies (and vice versa) for travel, international transfers, and business needs. How it works: Visit an RMO Retail Center or order online through MyRMO (where supported). Tell us which currency you want to buy or sell, and the amount. RMO quotes you the exchange rate plus any applicable transaction fee. For in-person exchanges, you complete the transaction with cash or from your RMO account. For online orders, currency is delivered or available for pickup based on availability. What's typically supported: Major currencies: EUR, GBP, JPY, CAD, MXN, AUD, CHF, and others. USD-to-foreign and foreign-to-USD…

What Are RMO's Currency Exchange Rates and Fees?

RMO sets currency exchange rates that are designed to be more competitive than typical big-bank and airport-kiosk rates. The exact rate depends on the currency, the amount, and current market conditions. How exchange rates are set: RMO uses a published wholesale market rate (the "interbank rate") as the starting point. A markup is added that varies by currency and transaction size — major currencies (EUR, GBP, JPY, CAD) carry tighter markups than less-common currencies. The final quoted rate is shown to you before you complete the transaction. How RMO compares: Big-bank branches: typical 4–7% markup over interbank rate, plus possible per-transaction fee. Airport kiosks: typical…

Support

How can we help?

Have questions? We've got you covered.

Currency & Check-Cashing Disclosure. Exchange rates, fees, and transaction limits are accurate as of 2026-05-10 and are subject to change. Government-issued photo ID is required. Limits and fees vary by service, channel, and amount. See the in-branch fee schedule for full terms.
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