Shopping AppleCare or AppleCare+? Here’s an honest, side-by-side look at how RMO Electronics Protection compares — what each plan covers, what it costs, and which might fit your situation.
RMO MyTech I is the entry-level plan. AppleCare+ pricing varies by device — the figure shown reflects Apple’s published monthly rate for an iPhone 15-class device.
RMO pricing reflects current published rates for MyTech I and requires MyMembership I or higher. AppleCare+ pricing referenced from Apple’s public rate cards as of 2026 and varies by device, plan term, and whether Theft & Loss is added.
Coverage details, eligibility, and how each plan handles repairs and replacements.
| Feature | RMO Electronics Protection | AppleCare / AppleCare+ |
|---|---|---|
| Devices Eligible | Phones, tablets, laptops, desktops, consoles, wearables — most major brands | Apple-branded devices only |
| Multi-Device Coverage | Yes — cover multiple devices on one membership | One plan per device |
| Accidental Damage | Included on all MyTech tiers | Included on AppleCare+ (not standard AppleCare) |
| Deductible / Service Fee | $0 deductible on covered claims | Per-incident fees (e.g. ~$29 screen, ~$99 other accidental damage, ~$149 theft & loss) |
| Mechanical / Electrical Failure | Covered | Covered |
| Theft & Loss | Not currently included | Available with AppleCare+ with Theft & Loss (extra fee) |
| Battery Replacement | Included when below threshold | Included when battery health falls below 80% |
| Repair Network | Nationwide authorized service partners | Apple Stores & Apple Authorized Service Providers |
| Genuine Apple Parts | Through authorized partners where available | Yes — always |
| 24/7 Tech Support | Included with membership | Included |
| Member Pricing on Other Products | Yes — banking, insurance, roadside, more | Not applicable |
| Plan Term | Monthly — cancel anytime | Monthly or 2-year up-front |
| Starting Price | From $4/mo (MyTech I) | From ~$9.99/mo (AppleCare+ for iPhone, varies by device) |
| Membership Required | Yes — RMO membership (MyMembership I or higher) | No membership needed |
Coverage details summarized for comparison. See plan terms and Apple’s published AppleCare details for the full list of inclusions, exclusions, and deductibles.
All MyTech tiers include a $0 deductible on covered claims. Membership level required is shown for each plan.
Requires MyMembership I
Requires MyMembership I
Requires MyMembership II
Requires MyMembership III
Prices reflect current monthly rates and do not include the cost of RMO membership. Plan availability and features subject to change.
Both plans have strengths. Here’s where each tends to win.
Join RMO to unlock Electronics Protection plus dozens of other member benefits.
List the devices you want to protect — phones, tablets, laptops, consoles, and more.
Once your RMO coverage is active, cancel AppleCare directly with Apple. They typically prorate the refund.
RMO Electronics Protection is a separate, member-based protection plan that can cover Apple devices alongside non-Apple electronics. It is not affiliated with Apple. Whether it’s the right replacement depends on which devices you own and what coverage you need.
Yes. RMO MyTech II at $8/month covers multiple eligible devices under a single membership — phones, tablets, laptops, gaming consoles, and other electronics. MyTech III ($12/mo) and MyTech IV ($18/mo) expand coverage to entire households. AppleCare plans, by contrast, are sold per device.
No. All MyTech tiers feature a $0 deductible on covered claims. AppleCare+ charges per-incident service fees — roughly $29 for a screen, $99 for other accidental damage, and $149 for theft and loss claims.
Yes. RMO Electronics Protection covers a broad range of consumer electronics across major manufacturers, while AppleCare only covers Apple-branded products.
Yes. Electronics Protection is available exclusively to RMO members. Join RMO to access this and other member products.
If you primarily use Apple devices and want service performed by Apple-authorized technicians using genuine Apple parts, AppleCare may be the better fit. RMO uses a nationwide repair network of authorized service providers.
You can cancel AppleCare directly through Apple Support or your Apple ID account page. Apple typically issues a prorated refund for the unused portion of your plan. We recommend activating RMO coverage before canceling so you’re never uncovered.
Join RMO and cover your phone, laptop, tablet, and more under one member plan.
