Paying for Asurion through your carrier — or shopping Asurion Home+? Here’s how RMO MyTech compares on price, deductibles, and what you actually get covered.
Asurion is sold mostly through carriers as Verizon Mobile Protect, AT&T Protect Advantage, T-Mobile Protection<360>, and similar. The figure shown reflects a typical single-device carrier-sold plan.
Asurion-branded carrier plans range roughly $15–$19/mo per device depending on carrier, device, and tier. Asurion Home+ (sold direct) is approximately $24.99/mo for unlimited eligible home tech. Pricing referenced from publicly available carrier and Asurion rate cards as of 2026.
Coverage details, eligibility, and how each plan handles repairs and replacements.
| Feature | RMO Electronics Protection | Asurion |
|---|---|---|
| Sold Through | RMO membership directly | Wireless carriers (Verizon, AT&T, T-Mobile, etc.) and Asurion Home+ direct |
| Devices Eligible | Phones, tablets, laptops, desktops, consoles, wearables | Phones via carrier; broad home tech via Home+ |
| Multi-Device Coverage | Yes from MyTech II ($8/mo) | Asurion Home+ covers unlimited eligible devices ($24.99/mo) |
| Deductible / Service Fee | $0 deductible on covered claims | ~$29–$249 per claim depending on device/plan |
| Accidental Damage | Included on all MyTech tiers | Included |
| Mechanical / Electrical Failure | Covered | Covered (after manufacturer warranty) |
| Theft & Loss | Not currently included | Included on most carrier plans |
| Tied to Wireless Carrier | No — coverage follows you | Yes — carrier plans end if you switch carriers |
| Repair Network | Nationwide authorized partners | uBreakiFix by Asurion locations + mail-in |
| 24/7 Tech Support | Included with membership | Included on most plans |
| Member Pricing on Other Products | Yes — banking, insurance, roadside, more | Not applicable |
| Starting Price | From $4/mo (MyTech I) | ~$15–$19/mo per device (carrier); $24.99/mo (Home+) |
| Membership Required | Yes — RMO membership | Carrier line or Home+ subscription |
Coverage details summarized for comparison. See plan terms and Asurion’s published details for the full list of inclusions, exclusions, and deductibles.
All MyTech tiers include a $0 deductible on covered claims. Membership level required is shown for each plan.
Requires MyMembership I
Requires MyMembership I
Requires MyMembership II
Requires MyMembership III
Prices reflect current monthly rates and do not include the cost of RMO membership. Plan availability and features subject to change.
Both providers cover real ground. Here’s where each tends to win.
Join RMO to unlock MyTech plus dozens of other member benefits.
Pick the MyTech tier that matches your household and add the devices you want covered.
Once your RMO coverage is active, remove Asurion protection from your carrier bill or cancel Home+ directly.
No. RMO Electronics Protection is a separate, member-based protection plan. Asurion is a third-party protection provider that primarily sells through wireless carriers like Verizon, AT&T, and T-Mobile. The two are not affiliated.
All RMO MyTech tiers feature a $0 deductible on covered claims. Asurion plans typically charge a deductible per claim, ranging from roughly $29 to $249 depending on the device and plan.
Asurion Home+ is roughly $24.99/month for unlimited eligible home tech. RMO MyTech III ($12/month) and MyTech IV ($18/month) cover a similar range of household electronics with a $0 deductible and the additional benefits of RMO membership.
Those are Asurion-backed carrier plans. They’re convenient because they ride on your wireless bill, but they typically charge $15–$19/month per device plus a deductible per claim, and they end if you switch carriers. RMO MyTech is independent of your carrier.
Not currently. If theft or loss coverage is essential, Asurion’s carrier plans typically include it. RMO MyTech focuses on damage, mechanical failure, and electrical failure with a $0 deductible.
Yes. If your Asurion coverage is bundled through your carrier, you can typically remove it from your wireless bill at any time through your carrier account. Asurion Home+ can be canceled directly through Asurion. We recommend activating RMO MyTech first so you’re never uncovered.
Join RMO and protect your devices independent of any wireless carrier — with $0 deductibles.
