RMO

RMO Electronics Protection vs. AT&T Protect Advantage

Paying ~$15–$17/mo per line for AT&T Protect Advantage? Here’s how RMO MyTech compares — on price, deductibles, and coverage that doesn’t end when you change carriers.

$0 Deductible Multi-Device Carrier-Free
At a Glance

Single-line phone protection, side-by-side.

AT&T Protect Advantage is sold per AT&T line. Numbers shown reflect a typical single-line plan for a newer flagship device.

~$15/mo
AT&T Protect Advantage
Per line · $25–$249 deductible per claim
vs.
From $4/mo
RMO MyTech I
$0 deductible · MyMembership I

AT&T Protect Advantage is approximately $15–$17/month per line. AT&T Protect Advantage for 4 covers up to four devices for approximately $50/month. Pricing referenced from publicly available AT&T rate cards as of 2026.

Coverage & Plan Details

The full comparison

Coverage details and how each plan handles claims, repairs, and carrier dependency.

Feature RMO Electronics Protection AT&T Protect Advantage
Sold ByRMO membership directlyAT&T (underwritten by Asurion)
Tied to Wireless CarrierNo — coverage follows youYes — ends if you leave AT&T
Devices EligiblePhones, tablets, laptops, desktops, consoles, wearablesPhone on the protected AT&T line
Multi-Device CoverageYes from MyTech II ($8/mo)Protect Advantage for 4 covers up to 4 devices for ~$50/mo
Deductible / Service Fee$0 deductible on covered claims~$25 (cracked screen), ~$99–$249 (other damage / replacement)
Accidental DamageIncluded on all MyTech tiersIncluded
Mechanical / Electrical FailureCoveredCovered after manufacturer warranty
Theft & LossNot currently includedIncluded
ProTech Support / 24/7 Help24/7 tech support from MyTech IIAT&T ProTech support included
Repair NetworkNationwide authorized partnersuBreakiFix by Asurion locations
Member Pricing on Other ProductsYes — banking, insurance, roadside, moreAT&T account discounts on AT&T services
Starting PriceFrom $4/mo (MyTech I)~$15–$17/mo per AT&T line
Membership RequiredYes — RMO membershipAT&T line required

Coverage details summarized for comparison. See plan terms and AT&T Protect Advantage’s published details for the full list of inclusions, exclusions, deductibles, and replacement device terms.

RMO Plans

Pick a tier that fits your gear.

All MyTech tiers include a $0 deductible on covered claims. Membership level required is shown for each plan.

MyTech I

$4/mo

Requires MyMembership I

  • • $0 deductible device protection
  • • Accidental damage and failure
  • • Simple digital claims process

MyTech II

$8/mo

Requires MyMembership I

  • • Multi-device coverage under one plan
  • • $0 deductible · 24/7 tech support
  • • Fast repair or replacement

MyTech III

$12/mo

Requires MyMembership II

  • • Expanded household device protection
  • • Priority claims, same-day repairs
  • • $0 deductible on all covered devices

MyTech IV

$18/mo

Requires MyMembership III

  • • Full household electronics protection
  • • Fast-track replacement & priority support
  • • $0 deductible with premium service

Prices reflect current monthly rates and do not include the cost of RMO membership. Plan availability and features subject to change.

Honest Take

Which plan is right for you?

Both plans cover real ground. Here’s where each tends to win.

Where RMO wins

Better when you want flexibility

  • $0 deductible vs. ~$25–$249 service fees per AT&T claim — the savings stack quickly if you ever break a phone.
  • Carrier-independent. Switch from AT&T to T-Mobile, Verizon, or any other carrier — your RMO MyTech coverage continues.
  • Cheaper at scale. A household with two flagship AT&T phones is paying ~$30+/mo on Protect Advantage — MyTech II at $8/mo covers multiple devices on one plan.
  • Bundled with banking, insurance, roadside, and home protection through one RMO membership.
Where AT&T may be better

Better when theft & loss is critical

  • Theft & Loss is included on AT&T Protect Advantage — RMO MyTech does not currently cover theft or loss.
  • Convenient if you already have AT&T — coverage rides on your wireless bill.
  • Protect Advantage for 4 covers up to four devices on a single AT&T account — useful if your whole family is on AT&T.
  • Walk-in repair through uBreakiFix by Asurion locations is widely available.
How RMO Works

Switch in three steps.

1

Become a Member

Join RMO to unlock MyTech plus dozens of other member benefits.

2

Add Your Devices

Pick the MyTech tier that matches your household and add the devices you want covered.

3

Drop Protect Advantage (Optional)

Sign in to your AT&T account and remove Protect Advantage from your line’s features. Coverage continues through the end of your bill cycle.

FAQ

Frequently asked questions

Who underwrites AT&T Protect Advantage?

AT&T Protect Advantage is sold by AT&T and underwritten by Asurion. Claims, repairs, and replacements go through Asurion’s network, including uBreakiFix by Asurion locations.

How does Protect Advantage for 4 compare to RMO MyTech?

AT&T Protect Advantage for 4 covers up to four devices for approximately $50/month with a per-claim deductible. RMO MyTech II at $8/month covers multiple devices on one membership with a $0 deductible. For households with multiple AT&T lines, switching to RMO can substantially reduce monthly cost.

What happens to Protect Advantage if I switch from AT&T?

Protect Advantage ends when your AT&T wireless line ends. RMO MyTech is independent of any wireless carrier — your coverage doesn’t change if you switch from AT&T to Verizon, T-Mobile, or any other network.

Does RMO cover theft and loss like Protect Advantage?

Not currently. If theft or loss coverage is essential, AT&T Protect Advantage includes it. RMO MyTech focuses on damage, mechanical failure, and electrical failure with a $0 deductible.

Is RMO MyTech cheaper than AT&T Protect Advantage?

Yes for most use cases. AT&T Protect Advantage is roughly $15–$17/month per line. RMO MyTech I starts at $4/month and MyTech II at $8/month covers multiple devices.

How do I cancel AT&T Protect Advantage?

Sign in to your AT&T account, go to your line’s features, and remove Protect Advantage. You can also call AT&T support. Coverage typically continues through the end of your bill cycle. We recommend activating RMO MyTech first so you’re never uncovered.

Get Started

Coverage that doesn’t end with your contract.

Join RMO and protect your devices independent of any wireless carrier — with $0 deductibles.

Disclosure. AT&T®, AT&T Protect Advantage®, AT&T Protect Advantage for 4™, AT&T ProTech®, Asurion®, and uBreakiFix by Asurion® are trademarks of their respective owners. RMO is not affiliated with, endorsed by, or sponsored by AT&T Inc. or Asurion LLC. Comparison details on this page are based on publicly available information about AT&T Protect Advantage as of 2026 and may not reflect current third-party terms or pricing. Visit AT&T for the most current information. RMO Electronics Protection requires an active RMO membership; coverage details, pricing, eligibility, and exclusions are described in the applicable plan documents.
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