RMO

RMO Electronics Protection vs. Geek Squad

Comparing Geek Squad Protection or Best Buy Total Membership? Here’s how RMO MyTech stacks up — on price, deductibles, and coverage that isn’t tied to a single retailer.

$0 Deductible Any Retailer Multi-Device
At a Glance

Annual membership vs. monthly subscription.

Best Buy Total Membership bundles support and extended warranty for an annual fee. RMO MyTech is a flat monthly subscription that covers multiple devices.

~$15/mo
Best Buy Total Membership
$179.99/yr · tied to Best Buy purchases
vs.
From $4/mo
RMO MyTech I
$0 deductible · MyMembership I

Best Buy Total Membership is approximately $179.99/year (~$15/month equivalent). Standalone Geek Squad Protection plans are sold per item at Best Buy. Pricing referenced from publicly available Best Buy / Geek Squad rate cards as of 2026.

Coverage & Plan Details

The full comparison

Coverage details, eligibility, and how each plan handles repairs, replacements, and tech support.

Feature RMO Electronics Protection Geek Squad / Best Buy Total
Pricing ModelFlat monthly subscriptionAnnual membership ($179.99/yr) or per-item plans at checkout
Where SoldRMO membership directlyBest Buy stores, BestBuy.com
Devices EligiblePhones, tablets, laptops, desktops, consoles, wearables — bought anywhereGeek Squad Protection: items bought at Best Buy. Total Membership: extends warranty on Best Buy purchases.
Multi-Device CoverageYes from MyTech II ($8/mo)Total Membership extends coverage on multiple Best Buy items; standalone plans are per item
Cover Existing ItemsYes — add eligible devices you already ownLimited — usually requires purchase at Best Buy within a coverage window
Deductible / Service Fee$0 deductible on covered claims~$49–$199 per claim depending on device/plan
Accidental DamageIncluded on all MyTech tiersAvailable with Accidental Damage from Handling (ADH) plans
Mechanical / Electrical FailureCoveredCovered after manufacturer warranty
Theft & LossNot currently includedNot included
In-Home / In-Store SetupTech support 24/7 from MyTech II; no in-home installYes — Geek Squad in-home installation and in-store help
Repair NetworkNationwide authorized partnersBest Buy stores with Geek Squad Precincts; mail-in option
Member Pricing on Other ProductsYes — banking, insurance, roadside, moreBest Buy member discounts on Best Buy purchases
Starting PriceFrom $4/mo (MyTech I)$179.99/yr (Total) or item-priced standalone plans
Membership RequiredYes — RMO membershipYes for Total; no for standalone Geek Squad Protection

Coverage details summarized for comparison. See plan terms and Geek Squad / Best Buy Total Membership published details for the full list of inclusions, exclusions, and deductibles.

RMO Plans

Pick a tier that fits your gear.

All MyTech tiers include a $0 deductible on covered claims. Membership level required is shown for each plan.

MyTech I

$4/mo

Requires MyMembership I

  • • $0 deductible device protection
  • • Accidental damage and failure
  • • Simple digital claims process

MyTech II

$8/mo

Requires MyMembership I

  • • Multi-device coverage under one plan
  • • $0 deductible · 24/7 tech support
  • • Fast repair or replacement

MyTech III

$12/mo

Requires MyMembership II

  • • Expanded household device protection
  • • Priority claims, same-day repairs
  • • $0 deductible on all covered devices

MyTech IV

$18/mo

Requires MyMembership III

  • • Full household electronics protection
  • • Fast-track replacement & priority support
  • • $0 deductible with premium service

Prices reflect current monthly rates and do not include the cost of RMO membership. Plan availability and features subject to change.

Honest Take

Which plan is right for you?

Each plan fits different shoppers. Here’s where each tends to win.

Where RMO wins

Better when you don’t shop at one store

  • $0 deductible on every covered claim — Geek Squad Protection typically charges $49–$199 per claim.
  • Retailer-agnostic. RMO covers devices bought anywhere — Apple Store, Amazon, Costco, secondhand — not just Best Buy purchases.
  • Lower entry point — MyTech I starts at $4/mo, vs. Best Buy Total at ~$15/mo.
  • Bundles with banking, roadside, insurance, and identity protection through one RMO membership.
  • Month-to-month — cancel anytime without losing money on a prepaid annual fee.
Where Geek Squad may be better

Better when you want hands-on help

  • In-home installation and setup — Geek Squad will mount your TV, set up your smart home, install appliances. RMO doesn’t.
  • Walk-in support at any Best Buy with a Geek Squad Precinct.
  • If you buy most of your tech at Best Buy, Total Membership’s extended warranty + member pricing on Best Buy purchases can pay for itself.
  • No separate membership required for standalone Geek Squad Protection plans — just buy at checkout.
How RMO Works

Switch in three steps.

1

Become a Member

Join RMO to unlock MyTech plus dozens of other member benefits.

2

Add Your Devices

Pick the MyTech tier that matches your household. Add devices you already own — no Best Buy receipt required.

3

Cancel Best Buy Total (Optional)

Best Buy Total can be canceled through your Best Buy account. Standalone Geek Squad plans run their term and naturally expire.

FAQ

Frequently asked questions

What is the difference between Geek Squad Protection and Best Buy Total Membership?

Geek Squad Protection is a per-item warranty sold at Best Buy on individual products. Best Buy Total Membership is a paid annual membership (about $179.99/year) that includes Geek Squad support, extended warranty on Best Buy purchases, and other member benefits.

Does RMO Electronics Protection have a deductible like Geek Squad?

All RMO MyTech tiers feature a $0 deductible on covered claims. Geek Squad Protection typically charges a service fee or deductible of roughly $49 to $199 per claim depending on the device and plan.

Can I use RMO Electronics Protection on items not bought at Best Buy?

Yes. RMO MyTech covers eligible devices regardless of where you purchased them. Geek Squad Protection is sold on Best Buy purchases and primarily intended for items bought at Best Buy.

What about in-home setup and tech support like Geek Squad offers?

RMO MyTech includes 24/7 tech support starting with MyTech II. For complex in-home installation projects (TV mounting, smart home setup), Geek Squad’s in-person service through Best Buy stores may be a better fit.

Is RMO MyTech cheaper than Best Buy Total?

Best Buy Total Membership is approximately $15/month (billed annually at $179.99). RMO MyTech I starts at $4/month for single-device protection and MyTech II is $8/month for multi-device coverage — both well below Total’s monthly equivalent.

Can I cancel Best Buy Total Membership if I switch to RMO?

Yes. Best Buy Total Membership can be canceled through your Best Buy account or by contacting Best Buy customer service. Best Buy may issue a prorated refund based on time remaining and benefits used.

Get Started

Coverage that goes wherever you shop.

Join RMO and protect your devices regardless of where you bought them — with $0 deductibles and one monthly price.

Disclosure. Geek Squad®, Best Buy®, and Best Buy Total™ are trademarks of Best Buy Co., Inc. RMO is not affiliated with, endorsed by, or sponsored by Best Buy Co., Inc. Comparison details on this page are based on publicly available information about Geek Squad Protection and Best Buy Total Membership as of 2026 and may not reflect current third-party terms or pricing. Visit Best Buy for the most current information. RMO Electronics Protection requires an active RMO membership; coverage details, pricing, eligibility, and exclusions are described in the applicable plan documents.
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