Bought a SquareTrade or Allstate Protection Plan at checkout? Here’s how RMO MyTech compares against per-item retail warranties — on price, deductibles, and coverage that follows you across devices.
SquareTrade is typically priced per item at checkout (Amazon, Costco, Sam’s Club, retailers). RMO MyTech is a flat monthly subscription that covers multiple devices.
SquareTrade also offers per-item plans for laptops, TVs, and appliances priced as a one-time purchase based on the item’s value. Pricing referenced from publicly available SquareTrade / Allstate Protection Plans rate cards as of 2026.
Coverage details, eligibility, and how each plan handles repairs and replacements.
| Feature | RMO Electronics Protection | SquareTrade / Allstate Protection Plans |
|---|---|---|
| Pricing Model | Flat monthly subscription | Per-item, often a one-time purchase tied to the product’s sale |
| Where Sold | RMO membership directly | Amazon, Costco, Sam’s Club, Walmart, retail checkout, SquareTrade direct |
| Devices Eligible | Phones, tablets, laptops, desktops, consoles, wearables | Item-specific (phone, laptop, TV, appliance, etc.) |
| Multi-Device Coverage | Yes from MyTech II ($8/mo) | Each item requires its own plan |
| Cover Existing Items | Yes — add devices you already own | Limited — usually purchased at the time of sale or within a short window after |
| Deductible / Service Fee | $0 deductible on covered claims | ~$25–$149 per claim depending on device/plan |
| Accidental Damage | Included on all MyTech tiers | Available as add-on (not always default) |
| Mechanical / Electrical Failure | Covered | Covered after manufacturer warranty |
| Theft & Loss | Not currently included | Not included on most plans |
| Repair Network | Nationwide authorized partners | Mail-in or local repair shops via SquareTrade routing |
| Plan Term | Monthly — cancel anytime | Typically 2- or 3-year fixed terms |
| Member Pricing on Other Products | Yes — banking, insurance, roadside, more | Not applicable |
| Starting Price | From $4/mo (MyTech I) | Varies by item; phone plans roughly $8–$15/mo |
| Membership Required | Yes — RMO membership | No membership needed |
Coverage details summarized for comparison. See plan terms and SquareTrade / Allstate Protection Plans published details for the full list of inclusions, exclusions, and deductibles.
All MyTech tiers include a $0 deductible on covered claims. Membership level required is shown for each plan.
Requires MyMembership I
Requires MyMembership I
Requires MyMembership II
Requires MyMembership III
Prices reflect current monthly rates and do not include the cost of RMO membership. Plan availability and features subject to change.
Each model fits different shoppers. Here’s where each tends to win.
Join RMO to unlock MyTech plus dozens of other member benefits.
Pick the MyTech tier that matches your household and add eligible existing devices.
Existing SquareTrade plans run their term and naturally expire. Or contact SquareTrade to cancel and request any prorated refund.
SquareTrade was acquired by Allstate and rebranded as Allstate Protection Plans. The two names refer to the same underlying provider, with most retail-sold plans now branded Allstate Protection Plans.
RMO MyTech is a monthly subscription. Plans cover multiple devices on a single membership starting at MyTech II ($8/month). SquareTrade is typically sold as a per-item plan tied to a specific product purchase.
All RMO MyTech tiers feature a $0 deductible on covered claims. SquareTrade plans often charge a service fee ranging from roughly $25 to $149 per claim depending on the device and plan.
Yes, eligible existing devices can be added to your RMO MyTech plan. SquareTrade plans are typically purchased at the time of a product’s sale and may not be available for items you already own.
SquareTrade is competitive on big-ticket retail items (TVs, appliances) when bought at the time of sale. RMO MyTech focuses on consumer electronics — for whole-home appliance and systems coverage, see RMO Home Protection.
SquareTrade typically allows cancellation with a prorated refund based on time elapsed and any claims filed. Contact SquareTrade or Allstate Protection Plans directly through your account or order confirmation.
Join RMO and cover your phone, laptop, tablet, and console under one membership — with $0 deductibles.
