Paying $7–$25/mo per line for T-Mobile Protection<360>? Here’s how RMO MyTech compares — on price, deductibles, and coverage that doesn’t end when you change carriers.
T-Mobile Protection<360> is priced by device tier. Numbers shown reflect a typical mid-tier flagship plan.
T-Mobile Protection<360> is priced in tiers based on device value, ranging roughly from $7/mo (older devices) to $25/mo (top-flagship phones). Service fees per claim also vary by tier, approximately $9 to $275. Pricing referenced from publicly available T-Mobile rate cards as of 2026.
Coverage details and how each plan handles claims, repairs, and carrier dependency.
| Feature | RMO Electronics Protection | T-Mobile Protection<360> |
|---|---|---|
| Sold By | RMO membership directly | T-Mobile (underwritten by Assurant) |
| Tied to Wireless Carrier | No — coverage follows you | Yes — ends if you leave T-Mobile |
| Pricing Model | Flat tier pricing — same monthly fee regardless of device | Tier-based pricing by device value (~$7–$25/mo) |
| Devices Eligible | Phones, tablets, laptops, desktops, consoles, wearables | Phone on the protected T-Mobile line |
| Multi-Device Coverage | Yes from MyTech II ($8/mo) | One plan per protected line |
| Deductible / Service Fee | $0 deductible on covered claims | ~$9–$275 per claim, depending on device tier |
| Accidental Damage | Included on all MyTech tiers | Included |
| Mechanical / Electrical Failure | Covered | Covered after manufacturer warranty |
| Theft & Loss | Not currently included | Included |
| AppleCare Services Add-On | Not applicable | Available within Protection<360> for Apple devices |
| McAfee Security / ID Theft Tools | Limited — via separate RMO products | Bundled in Protection<360> tiers |
| Repair Network | Nationwide authorized partners | Assurant repair network + same-day delivery in select markets |
| Member Pricing on Other Products | Yes — banking, insurance, roadside, more | T-Mobile Tuesdays / line discounts on T-Mobile services |
| Membership Required | Yes — RMO membership | T-Mobile line required |
Coverage details summarized for comparison. See plan terms and T-Mobile Protection<360>’s published details for the full list of inclusions, exclusions, deductibles, and replacement device terms.
All MyTech tiers include a $0 deductible on covered claims. Membership level required is shown for each plan.
Requires MyMembership I
Requires MyMembership I
Requires MyMembership II
Requires MyMembership III
Prices reflect current monthly rates and do not include the cost of RMO membership. Plan availability and features subject to change.
Both plans cover real ground. Here’s where each tends to win.
Join RMO to unlock MyTech plus dozens of other member benefits.
Pick the MyTech tier that matches your household and add the devices you want covered.
Sign in to T-Mobile Account and remove Protection<360> from your line’s add-ons. Coverage continues through the end of your bill cycle.
T-Mobile Protection<360> is sold by T-Mobile and underwritten by Assurant. T-Mobile also offers Apple Services tiers that include AppleCare Services for iPhone customers.
T-Mobile Protection<360> is priced in tiers based on device value, ranging roughly from $7/month for older devices to $25/month for top-flagship phones. Service fees per claim also vary by tier, from approximately $9 to $275.
Protection<360> ends when your T-Mobile wireless line ends. RMO MyTech is independent of any carrier — your coverage doesn’t change if you switch from T-Mobile to Verizon, AT&T, or any other network.
Not currently. If theft or loss coverage is essential, T-Mobile Protection<360> includes it. RMO MyTech focuses on damage, mechanical failure, and electrical failure with a $0 deductible.
Possibly. Protection<360>’s lowest tier is around $7/month for older devices — close to MyTech I at $4/month. The bigger savings show up if you have a flagship phone (Protection<360> ~$25/mo vs MyTech I $4/mo) or multiple devices (MyTech II $8/mo for multi-device).
Sign in to T-Mobile Account, go to your line’s add-ons, and remove Protection<360>. You can also call T-Mobile support or visit a store. Coverage continues through the end of your current bill cycle. We recommend activating RMO MyTech first so you’re never uncovered.
Join RMO and protect your devices independent of any wireless carrier — with $0 deductibles.
