RMO

RMO Electronics Protection vs. Verizon Mobile Protect

Paying $17/month for Verizon Mobile Protect on every line? Here’s how RMO MyTech compares — on price, deductibles, and coverage that doesn’t end when you change carriers.

$0 Deductible Multi-Device Carrier-Free
At a Glance

Single-line phone protection, side-by-side.

Verizon Mobile Protect is sold per Verizon line. Numbers shown reflect Verizon Mobile Protect for a single newer-flagship device.

~$17/mo
Verizon Mobile Protect
Per line · $99–$249 service fee per claim
vs.
From $4/mo
RMO MyTech I
$0 deductible · MyMembership I

Verizon Mobile Protect for newer flagship devices is approximately $17/month per line; older devices may be lower. Verizon Mobile Protect Multi-Device is approximately $50/month for up to 3 lines. Pricing referenced from publicly available Verizon rate cards as of 2026.

Coverage & Plan Details

The full comparison

Coverage details and how each plan handles claims, repairs, and carrier dependency.

Feature RMO Electronics Protection Verizon Mobile Protect
Sold ByRMO membership directlyVerizon (underwritten by Asurion)
Tied to Wireless CarrierNo — coverage follows you across carriersYes — ends if you leave Verizon
Devices EligiblePhones, tablets, laptops, desktops, consoles, wearablesPhone on the protected Verizon line
Multi-Device CoverageYes from MyTech II ($8/mo)Verizon Mobile Protect Multi-Device covers up to 3 lines for ~$50/mo
Deductible / Service Fee$0 deductible on covered claims~$99 (cracked screen), ~$199–$249 (other damage / replacement)
Accidental DamageIncluded on all MyTech tiersIncluded
Mechanical / Electrical FailureCoveredCovered after manufacturer warranty
Theft & LossNot currently includedIncluded
AppleCare Services Add-OnNot applicableAvailable within Mobile Protect for Apple devices
Tech Coach / 24/7 Support24/7 tech support from MyTech IIVerizon Tech Coach included
Repair NetworkNationwide authorized partnersuBreakiFix by Asurion locations
Member Pricing on Other ProductsYes — banking, insurance, roadside, moreVerizon line discounts on other Verizon services
Starting PriceFrom $4/mo (MyTech I)~$17/mo per Verizon line for flagship phones
Membership RequiredYes — RMO membershipVerizon line required

Coverage details summarized for comparison. See plan terms and Verizon Mobile Protect’s published details for the full list of inclusions, exclusions, deductibles, and replacement device terms.

RMO Plans

Pick a tier that fits your gear.

All MyTech tiers include a $0 deductible on covered claims. Membership level required is shown for each plan.

MyTech I

$4/mo

Requires MyMembership I

  • • $0 deductible device protection
  • • Accidental damage and failure
  • • Simple digital claims process

MyTech II

$8/mo

Requires MyMembership I

  • • Multi-device coverage under one plan
  • • $0 deductible · 24/7 tech support
  • • Fast repair or replacement

MyTech III

$12/mo

Requires MyMembership II

  • • Expanded household device protection
  • • Priority claims, same-day repairs
  • • $0 deductible on all covered devices

MyTech IV

$18/mo

Requires MyMembership III

  • • Full household electronics protection
  • • Fast-track replacement & priority support
  • • $0 deductible with premium service

Prices reflect current monthly rates and do not include the cost of RMO membership. Plan availability and features subject to change.

Honest Take

Which plan is right for you?

Both plans cover real ground. Here’s where each tends to win.

Where RMO wins

Better when you’re carrier-curious

  • $0 deductible vs. ~$99–$249 service fees per Verizon claim — the savings stack quickly if you ever break a phone.
  • Carrier-independent. Switch from Verizon to T-Mobile, AT&T, or any other carrier — your RMO MyTech coverage doesn’t reset, restart, or expire.
  • Cheaper at scale. A household with two flagship Verizon phones is paying ~$34/mo on Mobile Protect — MyTech II at $8/mo covers multiple devices.
  • Bundled with banking, insurance, roadside, and home protection through one RMO membership.
Where Verizon may be better

Better when theft & loss is critical

  • Theft & Loss is included on Verizon Mobile Protect — RMO MyTech does not currently cover theft or loss.
  • AppleCare Services included. If you have an iPhone and rely on AppleCare-style support, Verizon Mobile Protect bundles those services on your bill.
  • Convenient if you already have Verizon — coverage rides on your wireless bill.
  • Walk-in repair through uBreakiFix by Asurion locations is well-distributed in Verizon-service areas.
How RMO Works

Switch in three steps.

1

Become a Member

Join RMO to unlock MyTech plus dozens of other member benefits.

2

Add Your Devices

Pick the MyTech tier that matches your household and add the devices you want covered.

3

Drop Mobile Protect (Optional)

Sign in to My Verizon and remove Mobile Protect from your line’s add-ons. Coverage continues through the end of your bill cycle.

FAQ

Frequently asked questions

Who actually backs Verizon Mobile Protect?

Verizon Mobile Protect is sold by Verizon and underwritten by Asurion. Claims, repairs, and replacements go through Asurion’s network, including uBreakiFix by Asurion locations.

What happens to Verizon Mobile Protect if I switch carriers?

Verizon Mobile Protect ends when your wireless line ends. If you switch from Verizon to another carrier, your protection is canceled. RMO MyTech is independent of any carrier — your coverage stays whether you’re on Verizon, AT&T, T-Mobile, or any other network.

How much can I save by switching from Verizon Mobile Protect to RMO MyTech?

Verizon Mobile Protect is roughly $17/month per single-device line on newer phones. RMO MyTech I starts at $4/month, and MyTech II at $8/month covers multiple devices, so a household with two protected lines could save substantially per month plus avoid Verizon’s $99–$249 service fees per claim.

Does RMO cover theft and loss like Verizon Mobile Protect?

Not currently. If theft or loss coverage is essential, Verizon Mobile Protect includes it. RMO MyTech focuses on damage, mechanical failure, and electrical failure with a $0 deductible.

What is Verizon Mobile Protect Multi-Device?

Verizon Mobile Protect Multi-Device is approximately $50/month for up to 3 Verizon lines. RMO MyTech II ($8/month) covers multiple devices on one membership without limits tied to specific carrier lines.

How do I cancel Verizon Mobile Protect?

Sign in to My Verizon, go to your line’s add-ons, and remove Mobile Protect. You can also call Verizon customer support. Coverage continues through the end of your current bill cycle. We recommend activating RMO MyTech first so you’re never uncovered.

Get Started

Coverage that doesn’t end with your contract.

Join RMO and protect your devices independent of any wireless carrier — with $0 deductibles.

Disclosure. Verizon®, Verizon Mobile Protect™, Verizon Mobile Protect Multi-Device™, Asurion®, uBreakiFix by Asurion®, and AppleCare® are trademarks of their respective owners. RMO is not affiliated with, endorsed by, or sponsored by Verizon Communications Inc., Asurion LLC, or Apple Inc. Comparison details on this page are based on publicly available information about Verizon Mobile Protect as of 2026 and may not reflect current third-party terms or pricing. Visit Verizon for the most current information. RMO Electronics Protection requires an active RMO membership; coverage details, pricing, eligibility, and exclusions are described in the applicable plan documents.
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