Comparing EyeMed’s Healthy, Bold, and Bright plans? Here’s how RMO MyVision stacks up — real allowances versus discounts, copays, and the glasses-or-contacts rule.
EyeMed’s cheapest plan, Healthy, is a discount card with no frame allowance. MyVision I includes a real allowance and $0 copays.
EyeMed pricing referenced from EyeMed’s public individual-plan pages as of 2026 and varies by state. MyVision pricing requires an active RMO membership.
MyVision against EyeMed’s individual tiers on the terms that affect your wallet.
| Feature | RMO MyVision | EyeMed Individual |
|---|---|---|
| Starting premium | $8/mo | $5/mo (Healthy, discount) |
| Exam copay | $0 | Copay applies |
| Lens copay | $0 | Copay applies |
| Frame allowance | $150–$400 | $0 (Healthy) · $130–$200 (Bold/Bright) |
| Anti-glare / blue-light | Included $0 | Surcharge |
| Contact lens benefit | $150–$400 allowance | $55 allowance / $20 copay |
| Glasses and contacts same year | Yes (III & IV) | No |
| LASIK benefit | Up to $1,500 allowance | Discount |
| Retail-optical access | Independent + retail | Strong at LensCrafters/Target |
| Waiting period | None | Varies |
No plan is best for everyone. Here’s the straight version.
Tip: if you buy eyewear at a chain, confirm whether it also accepts MyVision.
Yes, but EyeMed Healthy is a discount plan, not a full benefit plan — a percentage off frames and lenses with no frame allowance and a small contact allowance. RMO MyVision I is $8/month with a real $150 frame allowance plus a $0 exam and $0 lens copay.
EyeMed Bold is about $17.50/month ($130 frame allowance) and Bright around $30/month ($200 allowance). MyVision II is $15/month with a $200 allowance and $0 copays, and MyVision III is $22/month with a $300 allowance plus glasses and contacts in the same year.
MyVision III and IV cover glasses and contacts in the same year. EyeMed, like most plans, covers either glasses or contacts each year — not both.
EyeMed is especially strong at retail-optical chains. MyVision is accepted at participating independent and retail providers — check the MyVision provider locator for in-network options near you.
