RMO

Part of RMO Insurance →

RMO MyVision — vision insurance from $8/month.

Eye exams, lenses, frames, and contacts with a $0 exam copay and a $0 lens copay on every plan. Four MyVision tiers — with frame allowances up to $400 and plans that cover glasses and contacts in the same year.

$0 Exam Copay Exams, Lenses, Frames & Contacts Glasses & Contacts, Same Year

Prices shown are starting monthly rates. Your final quote is provided after a completed application, based on the coverage you select and applicable eligibility and state availability.

Coverage

What’s included in your MyVision coverage.

Real eye care, without the copays and surcharges the big vision carriers bolt on.

$0 Comprehensive Exam

A full eye-health and vision exam with a $0 copay on every tier — while VSP and Humana charge $10–$15 each visit.

$0 Lenses, Every Type

Single-vision, bifocal, trifocal, and progressive lenses at a $0 copay — with anti-glare, blue-light, scratch-resistant, and UV treatments included free.

Frame Allowances to $400

Use $150 to $400 toward any frame in network, with the balance at a member discount. MyVision IV refreshes frames every six months.

Glasses and Contacts

On MyVision III and IV you get a frame allowance and a contact lens allowance in the same year — not the “one or the other” rule every major carrier uses.

Comparing options? See our guide to the best vision insurance plans of 2026 — how MyVision stacks up against VSP, EyeMed, and Humana on copays, allowances, and the glasses-or-contacts rule.

Head-to-Head Comparisons

How MyVision compares to the major plans.

Real side-by-side breakdowns on premiums, copays, frame allowances, contacts, and where each one wins.

vs. VSP →

VSP Standard at $17/mo with a $15 exam copay and $150 frames vs. MyVision from $8/mo with a $0 exam copay.

vs. EyeMed →

EyeMed Healthy is a discount card with no frame allowance; Bold is $17.50/mo. MyVision I gives a real $150 allowance for $8/mo.

vs. Humana →

Humana individual plans run $12–$17/mo with exam and material copays. MyVision is $0 on both, at a lower entry price.

Why RMO

Why members choose MyVision.

Vision benefits built on the strength of your RMO membership.

No Copay in the Chair

$0 for the exam and $0 for the lenses on every tier. The price you see is the premium — not a down payment on a stack of copays.

Glasses and Contacts

MyVision III and IV break the industry-wide “glasses or contacts” limit — both are covered in the same benefit year.

Real LASIK Allowances

Up to $1,500 toward laser correction — a fixed-dollar benefit, not the percentage-off “discount” most plans call LASIK coverage.

FAQ

Frequently asked questions

What does RMO MyVision cover?

MyVision covers a comprehensive eye exam, prescription lenses (single-vision, bifocal, trifocal, and progressive), an allowance toward frames, and contact lenses. Every tier has a $0 exam copay and a $0 lens copay, and includes anti-glare, blue-light filtering, scratch-resistant, and UV treatments at no extra charge. MyVision III and IV cover glasses and contacts in the same benefit year.

How much does MyVision cost?

MyVision I (Essential) is $8/month, MyVision II (Plus) is $15/month, MyVision III (Premier) is $22/month, and MyVision IV (Total) is $30/month. All plans require an active RMO membership and have no waiting period.

Is there a copay for the eye exam or lenses?

No. Every MyVision tier has a $0 eye exam copay and a $0 lens copay, including premium progressive lenses. Most competing plans charge a $10–$15 exam copay plus a $25 lens copay and surcharges for progressives and anti-glare — MyVision includes those treatments free.

Can I use MyVision for both glasses and contacts in the same year?

Yes, on MyVision III and IV. Nearly every other vision plan — VSP, EyeMed, Humana — makes you choose glasses or contacts in a benefit year. MyVision III and IV give you a frame allowance and a contact lens allowance in the same year.

How big is the frame allowance?

Frame allowances are $150 on MyVision I, $200 on II, $300 on III, and $400 on IV. MyVision IV also renews the frame benefit every six months instead of twelve. These meet or beat VSP ($150), EyeMed ($130–$200), and Humana at every tier.

Does MyVision help with LASIK?

Yes. MyVision II includes a $500 LASIK allowance, III includes $1,000, and IV includes $1,500 toward laser vision correction at a participating provider — a fixed-dollar benefit, not just a percentage discount.

Is there a waiting period?

No. MyVision has no waiting period on any tier. Benefits are available as soon as your plan is active.

Support

How can we help?

Have questions? We’ve got you covered.

Disclosure. This page is general educational information and is not insurance advice, a recommendation, or an offer or solicitation of insurance. Insurance products are offered through RMO Insurance. All coverage is subject to the terms, conditions, limits, deductibles, and exclusions of the issued policy, and policy availability, eligibility, and pricing vary by state and by applicant. Nothing on this page modifies any policy or guarantees coverage — the issued policy governs. Learn more at RMO Insurance.
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