Shopping a VSP individual plan? Here’s an honest, side-by-side look at how RMO MyVision compares — on premium, copays, frame allowance, and the glasses-or-contacts rule.
MyVision I is the entry-level plan. The VSP figure reflects its published Standard individual-plan monthly rate; copays apply on top.
VSP pricing referenced from VSP’s public individual-plan rate pages as of 2026 and varies by state and plan level. MyVision pricing requires an active RMO membership.
How each plan handles exams, lenses, frames, and contacts.
| Feature | RMO MyVision | VSP Individual |
|---|---|---|
| Starting premium | $8/mo | $17/mo (Standard) |
| Exam copay | $0 | $15 |
| Lens copay | $0 | $25 |
| Progressive lenses | Included $0 | Up to $55 copay (Enhanced) |
| Anti-glare / blue-light | Included $0 | +$15 anti-glare |
| Frame allowance | $150–$400 | $150–$230 |
| Contact lens benefit | $150–$400 allowance | 15% off fitting |
| Glasses and contacts same year | Yes (III & IV) | No |
| LASIK benefit | Up to $1,500 allowance | Discount |
| Provider network | Independent + retail | Largest independent-OD network |
| Waiting period | None | None |
No plan is best for everyone. Here’s the straight version.
Tip: ask your eye doctor which networks they accept — many take both.
MyVision starts at $8/month versus $17/month for VSP’s Standard individual plan. MyVision also has a $0 exam copay and $0 lens copay, while VSP charges a $15 exam copay and a $25 lens copay — so the real cost gap at the counter is even larger.
Yes, at $0. VSP covers progressives with a copay up to $55 on the Enhanced plan, and anti-glare is extra. MyVision includes progressives, anti-glare, blue-light, scratch-resistant, and UV at no extra cost on every tier.
Many optometrists participate in more than one network. VSP has the largest independent-doctor network, so if you see a specific OD, confirm whether they also accept MyVision — if they do, you’ll typically pay less with MyVision’s $0 copays.
MyVision III and IV cover glasses and contacts in the same year. VSP, like most plans, makes you choose one each year, and its individual contact benefit is largely a 15% discount on the fitting rather than a materials allowance.
