RMO

RMO Auto Finance.

RMO Auto Finance is the RMO division for new and used vehicle loans, auto refinancing, and business & fleet financing — member rates with financing and servicing handled in one place.

New & Used Refinance Members & Business
What We Offer

Financing for the vehicle you need.

Purchase loans, refinancing, and business financing in one division — member rates and clear terms for every kind of vehicle.

New & Used Auto Loans

Competitive, member-rate financing for the car, truck, or SUV you are buying — new or used.

Auto Refinancing

Refinance an existing auto loan to lower your rate or monthly payment — quickly and transparently.

Business & Fleet Financing

Vehicle financing for businesses acquiring a single vehicle or an entire fleet, structured around your needs.

Member Rates

Rates and terms built around your RMO membership — no surprise fees, no guesswork.

Why RMO Auto Finance

Vehicle financing that works for members.

Real Specialists

RMO Auto Finance specialists who explain your options and structure a loan around your budget.

One Account

Manage your auto loan from your MyRMO portal alongside the rest of your RMO products.

Member Rates

Transparent, member-first pricing across vehicle purchase and refinance.

Get Started

Find financing that fits.

Whether you are buying, refinancing, or financing a fleet, RMO Auto Finance has an option for members and businesses.

Personal Auto Loans → Business Auto Financing → Loans & Credit Guides →
FAQ

Frequently asked questions

What is RMO Auto Finance?

RMO Auto Finance is the RMO division providing new and used auto loans, auto refinancing, and business and fleet vehicle financing for members and businesses, with member rates.

What does RMO Auto Finance offer?

RMO Auto Finance offers new and used vehicle loans, refinancing of existing auto loans, and business and fleet financing. Purchase financing and servicing are handled by the same division.

Can I refinance my existing auto loan?

Yes. RMO Auto Finance can refinance an existing auto loan to help lower your rate or monthly payment. You can review options from the personal auto loan product pages or speak with a specialist.

Does RMO Auto Finance work for businesses?

Yes. RMO Auto Finance provides vehicle financing for businesses acquiring a single vehicle or an entire fleet, with terms structured around your business needs.

Do I need an RMO membership?

RMO Auto Finance is offered as a member benefit. Joining RMO membership gives you access to member rates and financing across RMO Auto Finance and the rest of the RMO ecosystem.

How do I get started with RMO Auto Finance?

Start from the personal or business auto loan product pages, or call (888) 764-3448 to speak with an RMO Auto Finance specialist. You can also visit an RMO Retail Center for in-person help.

Support

How can we help?

Disclosure. This page is general educational information only and is not financial, tax, legal, investment, or insurance advice. RMO is a family of separate businesses; any product or service mentioned is offered by the applicable RMO subsidiary and is subject to that product’s terms, conditions, and eligibility requirements. For guidance specific to your situation, consult a qualified professional.
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