Chase Treasury Services is one of the largest US treasury platforms, serving everyone from growing SMBs to global enterprises. RMO Treasury offers the same core treasury modules with a closer banker relationship and member pricing. Here’s how they compare.
Both deliver the same essential modules — sweep, positive pay, ACH origination, lockbox. Service model and pricing diverge.
Treasury pricing is almost always quote-based. Pull written proposals from each provider for your actual volume and module mix — published rate cards rarely reflect reality.
RMO Treasury vs. Chase Treasury on modules, relationship, and pricing.
| Feature | RMO Treasury | Chase Treasury |
|---|---|---|
| Sweep to MMF | Yes | Yes |
| ACH origination | Yes | Yes |
| Wire origination | Yes | Yes |
| Positive pay (check + ACH) | Yes | Yes |
| Lockbox services | Yes | Yes |
| Remote deposit capture | Yes | Yes |
| FX wire and currency accounts | Available | Available across global currencies |
| Treasury reporting (BAI2, MT940) | Yes | Yes |
| Relationship banker | Yes — access weighted toward members | Yes — access weighted toward enterprise |
| Member-rate pricing | Yes | Relationship pricing for higher tiers |
Treasury products are subject to entitlement controls, agreements, and underwriting. Pricing is quote-based. See RMO Treasury and Chase Treasury Services documentation for module-by-module specifications.
Chase has unmatched scale and global reach. RMO offers comparable essentials with a closer banker relationship and member pricing — often a better fit for SMBs that feel like a small fish at a megabank.
Meet with an RMO treasury specialist to map current cash flow, exposure, and reconciliation needs.
Layer the modules you need — sweep to MMF, ACH origination, positive pay, lockbox, FX, reporting.
Integrate with your ERP, set entitlements, and run side-by-side with your incumbent bank during transition.
Yes — RMO Treasury supports standard NACHA file formats and high-volume origination. Pull a quote for your specific volume and risk profile.
Yes — both check and ACH positive pay are available.
Map your current cash flows, reconciliation pain points, and required modules. Get written proposals from RMO and at least one incumbent. Compare module pricing, banker access, and integration fit — not just headline cost.
Yes — almost everyone runs side-by-side for 30-90 days while reconfiguring vendor banking instructions and ACH originators.
Member-rate pricing requires active RMO Membership Club enrollment for the business. Talk to a treasury specialist about your specific situation.
Guides, plans, and more RMO comparisons to help you decide with confidence.
Get a treasury map of your current cash flow and reconciliation pain points — we’ll show you what modules would actually help.
