Side-by-side comparisons of RMO products vs. the major providers — banking, insurance, protection, mortgage, auto finance, cards, BNPL, merchant services, and more. Honest pricing, honest tradeoffs.
Pick the RMO product you’re shopping and see how it stacks up against each major competitor.
RMO checking with parental controls, joint accounts, and youth options · FDIC-insured
RMO Bank savings · member-rate APY · FDIC-insured
RMO Bank certificates of deposit · member-rate terms · FDIC-insured
RMO Money Market with check-writing · member-rate APY · FDIC-insured
RMO 401(k) for individuals, solo, and small business · managed and self-directed options
RMO Check Cashing at retail centers · free mobile deposit with RMO Bank account
RMO Currency Exchange · member-rate FX, retail pickup, international wires
RMO Credit Cards · member-rate APR · rewards across business and consumer spend
RMO Personal Loans · member-rate fixed installment · no prepayment penalty
RMO Auto Finance · new, used, refinance, RV, powersport · member-rate APR
RMO Mortgage · purchase, refinance, FHA, VA, jumbo, construction · member rates
RMO Student Loans · private origination + refinance · member-rate APR
RMO Personal LOC · revolving credit at member-rate APR
RMO BNPL · transparent installments · no late-fee traps
RMO Title Loans · member-rate when title-secured is right · alternatives reviewed first
RMO Short-Term Lending · fixed schedule, no rollover trap · alternatives reviewed first
RMO Paycheck Advance · no subscription · transparent flat fee
RMO MyTech I–IV · from $4/mo · $0 deductible on covered claims
RMO MyAuto · member rates · bundle with home for stacked discounts
RMO MyHome · multi-system home protection · member-rate tiers
RMO MyProperty · homeowners, renters, condo, landlord coverage
RMO Roadside Plans I–IV · member-rate alternative to AAA
RMO MyShield I–IV · income-disruption protection · flat monthly tier
RMO Membership Club · bank, insurance, protection, mortgage, auto finance under one membership
RMO Business Checking · $0 monthly fee · integrated payments + RMOPay
RMO Business Savings · member-rate APY · FDIC-insured
RMO Business CDs · member-rate terms · FDIC-insured
RMO Business MMA · member-rate APY · check-writing
RMO Treasury · sweep, positive pay, ACH origination, lockbox
RMO Business Loans · term, LOC, equipment, SBA, real estate
RMO Business Cards · member-rate APR · free employee cards
RMO BizCharge · no preset limit · virtual cards on demand
RMO SBA · Preferred Lender on 7(a), 504, Express programs
RMO BizLOC · revolving working-capital credit at member-rate APR
RMO Commercial Mortgage · owner-occupied, investor, construction
RMO Commercial Auto · vans, light-duty, medium-duty, fleets
RMO Equipment Financing · loan or lease · Section 179 friendly
RMO BizBNPL · transparent installment financing for business purchases
RMO BizAuto · commercial auto + fleet · telematics-friendly
RMO BizCyber · cyber liability + breach response + ransomware
RMO BizDirector · D&O Side A/B/C · private-company focus
RMO BizProperty · building + BPP + business interruption
RMO BOP · packaged property + GL + BI for small business
RMO BizTech · multi-device business protection · $0 deductibles
RMO Merchant Services · interchange-plus, same-day funding
RMO Auto Finance · full end-to-end auto lending · member rates
RMO Warranty · member-rate VSCs · transferable · any licensed repair facility
RMO Tax Services · tax prep, planning, IRS representation
RMOPay · instant transfers, requests, and splits
RMO Membership Club bundles banking, insurance, protection, mortgage, auto finance, and more into a single membership with member-rate pricing — and a single login at MyRMO.
