One RMO BizMembership covering commercial banking, SBA & equipment financing, treasury, cyber & commercial insurance, merchant services, and more — member-rate pricing across every category.
The four commercial categories where RMO member pricing typically beats incumbent providers by the largest margin.
No monthly fee, integrated RMOPay & merchant services, $15 member-rate wires — designed to skip the “waivable” balance traps at incumbent banks.
View Checking →Interchange-plus pricing with same-day funding to RMO Business Checking. Stop overpaying on tiered or flat-rate processing.
View Merchant Services →SBA Preferred Lender with local underwriting on the three core programs — working capital, equipment, real estate, and acquisition.
View SBA →Cyber liability, breach response, ransomware, and social-engineering coverage at member-rate pricing for small to mid-market.
View BizCyber →Seven product categories. Pick where you want to start.
Commercial checking, savings, money market, CDs, and treasury management with FDIC-insured deposits.
View all Money products →Term loans, lines of credit, equipment, commercial mortgage, SBA programs, and business credit + charge cards.
View all Lending →Cyber, D&O, BOP, commercial property, fleet auto, business electronics, and operations continuity.
View all Insurance →RMO Merchant Services with interchange-plus pricing, same-day funding, terminals, online checkout, and RMOPay integration.
View Merchant Services →BizMembership unlocks member-rate pricing across every category plus dedicated commercial support and exclusive offers.
Explore Membership →Commercial vehicle financing, dealer floor plan, fleet programs, and the RMO Auto Finance Dealer Center.
View Auto Finance →RMO commercial products and member pricing tailored to specific industry workflows, risk profiles, and regulatory needs.
Side-by-side comparisons of RMO commercial products vs. the major incumbents — honest pricing, honest tradeoffs.
Most businesses come over from 3-5 separate providers. Here’s how it typically goes.
Share your existing banking, lending, insurance, and payments setup. A commercial banker reviews fees, rates, and coverage gaps — no obligation.
One application activates member-rate pricing across every commercial category. We coordinate account openings in the right order to avoid coverage or cash-flow gaps.
Run side-by-side with incumbents for 30-90 days. We help redirect vendors, payroll, merchant processing, and recurring transfers — one product at a time.
Dedicated specialists for treasury, SBA, merchant services, and commercial insurance — not a tier-one support queue.
Map cash flow, set up sweep, positive pay, ACH origination, lockbox, and FX.
Talk to TreasurySBA Preferred Lender on 7(a), 504, and Express — local underwriting on real-estate, working capital, and acquisition.
Talk to SBAInterchange-plus pricing, same-day funding, terminals + online + POS — quote in one call.
Get a QuoteBOP, cyber, D&O, property, commercial auto — bundle for stacked discounts on member rates.
Talk to InsuranceReach our commercial services team for general questions, partnerships, or referrals.
Contact Business ServicesSit-down meetings for complex commercial banking and lending discussions.
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