RMO

RMO divisions: RMO Insurance · RMO Protection · RMO Roadside

Business security & protection, all in one place.

Commercial insurance and protection for your business — property, auto, cyber, D&O, financial, operations, and device coverage, with member-rate pricing.

Business Coverage Member Pricing Licensed Agents
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Find the coverage your business needs.

Commercial insurance and protection across every business risk. Pick where to start.

Electronics Protection

Protect business phones, laptops, and devices with $0-deductible coverage.

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Financial Protection

BizGuard covers wire fraud, payment disputes, and revenue protection.

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Operations Protection

Business-interruption coverage for lost revenue when operations pause.

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Auto Insurance

Commercial auto coverage for company vehicles and fleets.

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Property Insurance

Commercial property coverage for your premises, equipment, and inventory.

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Cyber Insurance

BizCyber covers breaches, ransomware, and cyber liability for your business.

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D&O Insurance

Directors & officers coverage protecting leadership from management-decision claims.

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FAQ

Frequently asked questions

What business coverage does RMO offer?

RMO Business covers commercial property and auto, cyber (BizCyber), directors & officers, financial protection (BizGuard), operations/business-interruption, and business device protection.

How is operations protection different from general liability?

General liability covers third-party claims against your business; operations protection covers your own lost revenue and continuing expenses when a covered event interrupts operations.

Do I need a business membership?

Business coverage is member-priced; a business membership unlocks member rates. A licensed agent can confirm what is available where you operate.

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