SquareTrade (an Allstate company) offers business device protection plans typically purchased per device at retailers. RMO Protection BizTech offers multi-device coverage at member rates with no deductibles. Here’s how they compare.
Both protect business devices. Plan structure (per-device vs. multi-device) and pricing model differ.
Per-device plans add up fast as device count grows. Multi-device plans typically beat them on total cost above modest device counts.
RMO BizTech vs. SquareTrade for Business on plan structure, deductibles, and pricing.
| Feature | RMO Protection BizTech | SquareTrade for Business |
|---|---|---|
| Product type | Member-protection plan (multi-device) | Per-device protection plan |
| Deductible per claim | $0 | $25-$149 typical |
| Distribution | Direct to RMO members | Retail-channel typically at point of purchase |
| Multi-device under one plan | Yes | No — per device |
| Enrollment window | Anytime as a member | 30-day from purchase typical |
| Device classes | Phones, laptops, tablets, POS, kiosks | Most consumer electronics |
| Claim limits per year | Unlimited | Varies by plan |
| Member-rate pricing | Yes | Standard retail pricing |
| Bundles with other commercial protection | Yes — RMO suite | Standalone |
| Best for | Multi-device businesses growing device count | Single-device or replacement-only buyers |
Comparison details summarized for context. Coverage terms, deductibles, and conditions vary by program.
SquareTrade is convenient when you’re buying a single device at retail and want add-on protection at checkout. RMO BizTech wins as device count grows and for any business that wants flat-tier no-deductible structure.
List the devices you need covered — phones, laptops, tablets, POS, kiosks.
BizTech tiers scale by device count and service level.
Coverage starts on activation. File claims via MyRMO; fast repair or replacement.
Yes — BizTech enrollment isn’t tied to a recent purchase. SquareTrade plans typically must be purchased within 30 days of device purchase.
Tier-dependent. Lower tiers cover specific device counts; higher tiers cover broader device pools. Match plan tier to your device count.
Yes — brand-agnostic. Phones, laptops, tablets across major manufacturers.
Keep them running through their terms. Many businesses add BizTech for new devices and let existing SquareTrade plans expire on their own schedule.
Most BizTech claims resolve in 2-5 business days. Priority handling available at higher tiers.
Guides, plans, and more RMO comparisons to help you decide with confidence.
Multi-device business electronics coverage with $0 deductibles and member-rate tiers.
