RMO credit cards with rewards programs allow you to earn points or cash back on qualifying purchases. Here is how the rewards system works.

How You Earn Rewards:

  • MyCashRewards: 1.5% cash back on every purchase, automatically calculated and applied as a statement credit each billing cycle.
  • MyRewards Plus: 2x points per dollar on dining and groceries, 1x point per dollar on all other purchases.
  • MyTravel Rewards: 3x points per dollar on travel and dining, 1x point on everything else.
  • MyPremium: 4x points per dollar on travel and dining, 2x on groceries, 1x on all other purchases.

How to Redeem:

Log in to MyRMO and visit the "Rewards Center" to view your points balance and redemption options:

  • Statement Credit: Apply points toward your credit card balance.
  • Travel: Book flights, hotels, and rental cars through the RMO travel portal.
  • Gift Cards: Choose from hundreds of popular retailers.
  • Merchandise: Browse the rewards catalog for electronics, home goods, and more.
  • Deposit to Savings: Transfer points as cash into your RMO savings account.

Points Value: Points are generally valued at 1 cent each when redeemed for statement credits. Travel redemptions through the RMO portal may offer enhanced value of up to 1.5 cents per point depending on the booking.

Points do not expire as long as your account is open and in good standing. For more details on your specific card rewards, log in to MyRMO or schedule an appointment through MyRMO or by calling us.