Applying for an RMO personal loan is simple and can be completed online through MyRMO.

Application Steps:

  1. Log in to MyRMO and navigate to "Lending" or "Apply for a Loan."
  2. Select "Personal Loan" and choose between MyPersonal (unsecured) or MyPersonal Secured.
  3. Enter the desired loan amount and preferred repayment term.
  4. Complete the application with your personal and financial information, including income, employment, and monthly housing costs.
  5. If applying for a secured loan, identify the RMO savings account or CD you will use as collateral.
  6. Review the rate and terms presented, then submit your application.

Documents You May Need:

  • Valid government-issued photo ID
  • Proof of income (recent pay stubs, W-2, or tax returns)
  • Proof of address if you are a new customer

Many applicants receive an instant decision. If additional review is needed, you will be notified within 1–3 business days. Once approved, funds are typically deposited into your RMO account within 1–2 business days.

For assistance with your application, schedule an appointment through MyRMO or by calling us to speak with an Expert.