Travelers is one of the largest US personal property and casualty insurers. RMO MyProperty Insurance offers member-rate pricing and bundling with MyAuto and the rest of RMO. Here’s how they compare.
Both offer the standard homeowners coverage stack. Pricing model and ecosystem differ.
Premium quotes depend on property location, build, claims history, coverage limits, and deductible choice. Get real quotes from each.
RMO MyProperty vs. Travelers on coverage, discounts, and claim handling.
| Feature | RMO MyProperty Insurance | Travelers |
|---|---|---|
| Homeowners coverage | Yes | Yes |
| Renters coverage | Yes | Yes |
| Condo coverage | Yes | Yes |
| Landlord / dwelling fire | Yes | Yes |
| Replacement cost on dwelling | Standard | Standard |
| Personal property replacement cost | Available | Available |
| Water backup / sewer | Available endorsement | Available endorsement |
| Equipment breakdown | Available | Available |
| Auto + home bundle discount | Yes — with MyAuto | Yes — with Travelers Auto |
| Member-rate pricing | Yes — via RMO membership | No membership |
Comparison details summarized for context. Actual policy features, coverages, discounts, and pricing vary by state and underwriting. Read all policy documents.
Travelers brings decades of national-carrier scale and product breadth. RMO MyProperty offers comparable standard coverage with member-rate pricing and bundling across the broader RMO ecosystem.
Tell us about the property — we surface a quote and explain coverage in plain English.
Sign the application and pay first premium. Coverage can typically start same-day or on your renewal date.
Add MyAuto for a multi-policy discount and one membership ID across home + auto.
Member-rate pricing is often competitive on standard policies. Get a real quote with your property details — we’ll show the side-by-side.
Yes — MyProperty + MyAuto bundle through one membership for stacked discounts.
Claims are filed via the MyRMO portal, app, or by phone with a member services rep. Most simple claims resolve quickly; complex losses involve adjuster site visits like any insurer.
RMO Insurance products are underwritten by RMO Insurance affiliates and partner carriers. Specific underwriter and program varies by state — see policy documents.
RMO Insurance products are sold direct to members through RMO Insurance. Independent-agent distribution is typical for carriers like Travelers.
Guides, plans, and more RMO comparisons to help you decide with confidence.
Member rates, bundle discounts with MyAuto, and replacement-cost coverage. Get a real quote in minutes.
