A voided check is a check with the word VOID written across it. Voiding it makes the check unusable for payment, but it still clearly shows your routing and account numbers — which is exactly why someone might ask for one.
Why you might be asked for a voided check: employers and companies use it to read your account details accurately when setting up direct deposit or automatic payments. It is proof the account is yours.
How to make a voided check:
- Take a blank check from your checkbook.
- Write VOID in large letters across the front, big enough to cover the payment fields — but do not cover the routing and account numbers along the bottom.
- Do not sign it.
- It is a good idea to record the check number so you know it was voided.
No checkbook? You have other options:
- Many employers accept a direct deposit form instead — you can get your account and routing numbers from MyRMO.
- RMO can provide account verification details at a Retail Center.
- See where to find your routing number.
You can also order checks if you do not have any.