RMO

Part of RMO Bank →

Business money, built to scale.

Business checking, savings, CDs, money market, treasury management, and check cashing — FDIC-insured deposits with member-rate pricing for companies of every size.

FDIC-Insured Deposits Built for Business Member-Rate Pricing
Browse by Category

Find the right account for your business.

Six ways to manage, protect, and grow your company's money with RMO.

Business Checking

Operating accounts with low fees, integrated payments, and MyRMO Business online banking.

Explore Checking →

Business Savings

Put idle cash to work with member-rate business savings and high-yield options.

Explore Savings →

Business CDs

Lock in guaranteed returns on reserve capital with fixed-rate business certificates of deposit.

Explore CDs →

Money Market

Business money market accounts that pair competitive yield with liquidity for working capital.

Explore Money Market →

Treasury Management

Cash flow, payments, and liquidity tools to run treasury operations at scale.

Explore Treasury →

Check Cashing

Cash business checks payable to your company quickly, with transparent up-front fees.

Explore Check Cashing →
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Learn

New to banking with RMO?

Our banking guides cover choosing a business account, how FDIC insurance works, managing reserves with CDs and money market accounts, and more.

Read the Banking Guides →
FAQ

Frequently asked questions

What business money accounts does RMO offer?

RMO business money includes business checking, business savings, business CDs, money market accounts, treasury management, and business check cashing — all under one RMO Business Membership.

Are business deposits FDIC-insured?

Yes. RMO Bank business deposit accounts are FDIC-insured up to applicable limits. Treasury sweep and other arrangements may extend coverage — ask a business banker for details.

Can I manage multiple accounts and users?

Yes. MyRMO Business supports multiple accounts, role-based user access, and approval controls so your team can manage cash flow with the right permissions.

Support

How can we help?

We're here whenever you need us.

FDIC Insurance. RMO Bank deposit accounts are FDIC-insured up to applicable limits ($250,000 per depositor, per insured bank, per ownership category). APYs and fees are accurate as of the date shown on each product page and are subject to change without notice. Fees may reduce earnings. Check-cashing and currency-exchange services are offered through RMO Financial and are not deposit products. See the applicable account agreement, rate sheet, and fee schedule for full terms, conditions, and any transaction limits.
Disclosure. This page is general educational information. Deposit accounts and banking services are offered through RMO Bank. RMO Bank deposit accounts — checking, savings, money market, and certificates of deposit — are insured by the FDIC up to the maximum amount permitted by law. Account terms, fees, and rates are disclosed in the applicable account agreement and fee schedule, which govern.
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