RMO

RMO Mortgage.

RMO Mortgage is the RMO division for home lending — purchase, refinance, home equity, and construction loans for homeowners and businesses, with member rates and licensed loan officers who explain every step.

Purchase & Refinance Homeowners & Business Licensed Loan Officers
What We Lend

Home lending for every milestone.

Mortgage and real estate financing for homeowners and businesses — explained by licensed loan officers, not a faceless rate engine.

Home Purchase Loans

Financing to buy a primary home, second home, or investment property — with member rates and clear terms.

Refinance

Refinance an existing mortgage to lower your rate, change your term, or restructure how you pay for your home.

Home Equity

Home equity loans and lines of credit that let you borrow against the value you have already built in your home.

Construction & Commercial Real Estate

Financing to build a home or fund commercial real estate projects for businesses of every size.

Why RMO Mortgage

Home lending that works for members.

Member Rates

Rates negotiated for members — on purchase, refinance, home equity, and construction lending.

One Account

Manage your loan, payments, and statements from your MyRMO portal alongside the rest of your RMO products.

Licensed Loan Officers

Real licensed RMO Mortgage loan officers who explain rates, terms, and closing costs before you sign.

Get Started

Find a home loan that fits.

Whether you are buying a home or financing a commercial project, RMO Mortgage has a lending path for you.

Personal Mortgages → Business Mortgages →
FAQ

Frequently asked questions

What is RMO Mortgage?

RMO Mortgage is the RMO division that provides home lending — purchase, refinance, home equity, and construction loans for homeowners and businesses, with member rates and licensed loan officers.

What kinds of home loans does RMO Mortgage offer?

RMO Mortgage offers home purchase loans, refinancing, home equity loans and lines of credit, and construction and commercial real estate lending. Personal home loans and business real estate loans are handled by the same division.

Can I refinance my current mortgage with RMO?

Yes. RMO Mortgage offers refinancing that can lower your rate, change your term, or let you tap home equity. A licensed loan officer can walk you through the options for your situation.

Does RMO Mortgage lend to businesses?

Yes. Alongside loans for homeowners, RMO Mortgage provides construction and commercial real estate lending for businesses. Business borrowers can start from the business mortgage product pages.

Do I need an RMO membership to get a mortgage?

Mortgage lending through RMO is offered as a member benefit. Joining RMO membership gives you access to member rates across RMO Mortgage and the rest of the RMO ecosystem.

How do I apply for a home loan?

Start an application from the personal or business mortgage product pages, or call (888) 764-3448 to speak with a licensed RMO Mortgage loan officer. You can also visit an RMO Retail Center for in-person help.

Support

How can we help?

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