Business Checking

Operating accounts with low fees, integrated payments, and MyRMO Business online banking — built to keep your company's cash flow moving.

Low Fees Integrated Payments FDIC-Insured

Features

Checking that runs with your business.

Low fees and the tools to manage cash flow.

Low, Clear Fees

Transparent pricing with no surprise maintenance charges.

Integrated Payments

Accept and send payments and connect your accounting tools.

Multi-User Access

Role-based access and approvals for your team in MyRMO Business.

FDIC-Insured

Business deposits protected up to applicable FDIC limits.

Products & Rates

Compare business checking.

View RMO business checking features and fees, and see how they compare to the leading business banks.

View Business Checking →

See how RMO compares:

vs. Mercury → vs. Chase Business → vs. Bluevine →

Learn

New to banking with RMO?

Our plain-English banking guides explain how to choose an account, how FDIC insurance works, savings vs. CDs, avoiding fees, and more.

Read the Banking Guides →

FAQ

Frequently asked questions

What do I need to open a business checking account?

Typically your business formation documents, EIN, and owner ID. Requirements are listed on the products page.

Can I add team members?

Yes. MyRMO Business supports multiple users with role-based permissions and approval controls.

Are business deposits FDIC-insured?

Yes, up to applicable FDIC limits.

Support

How can we help?

We're here whenever you need us.

FAQs

Find answers to common questions about accounts, fees, and services.

Talk to Us

Reach our member services team by phone, email, or chat for personalized help.

Visit Us

Find a retail center near you for in-person service, appointments, and support.

FDIC Insurance. RMO Bank deposit accounts are FDIC-insured up to applicable limits ($250,000 per depositor, per insured bank, per ownership category). APYs and fees are accurate as of the date shown on each product page and are subject to change without notice. Fees may reduce earnings. Check-cashing and currency-exchange services are offered through RMO Financial and are not deposit products. See the applicable account agreement, rate sheet, and fee schedule for full terms, conditions, and any transaction limits.

Disclosure. This page is general educational information. Deposit accounts and banking services are offered through RMO Bank. RMO Bank deposit accounts — checking, savings, money market, and certificates of deposit — are insured by the FDIC up to the maximum amount permitted by law. Account terms, fees, and rates are disclosed in the applicable account agreement and fee schedule, which govern.