Business Money Market

Earn a competitive yield on working capital while keeping access to your cash. FDIC-insured business money market accounts built for liquidity.

Competitive APY Working-Capital Access FDIC-Insured

Features

Yield with working-capital access.

Earn more on cash you may still need.

Competitive APY

Member-rate yield that typically beats standard business savings.

Liquidity & Access

Reach funds for operations, subject to transaction limits.

Tiered Rates

Higher balances can earn higher rates — see the products page.

FDIC-Insured

Protected up to applicable FDIC limits.

Products & Rates

Compare business money market rates.

View RMO business money market APYs and tiers, and compare to Axos and First Internet Bank.

View Business MMA Products →

See how RMO compares:

vs. Axos → vs. First Internet Bank →

Learn

New to banking with RMO?

Our plain-English banking guides explain how to choose an account, how FDIC insurance works, savings vs. CDs, avoiding fees, and more.

Read the Banking Guides →

FAQ

Frequently asked questions

How is a business MMA different from savings?

A business money market account typically offers a higher tiered yield with added access options, while savings is simpler.

Are there transaction limits?

Certain withdrawal types may be limited per statement cycle. Current limits are on the products page.

Is it FDIC-insured?

Yes, up to applicable FDIC limits.

Support

How can we help?

We're here whenever you need us.

FAQs

Find answers to common questions about accounts, fees, and services.

Talk to Us

Reach our member services team by phone, email, or chat for personalized help.

Visit Us

Find a retail center near you for in-person service, appointments, and support.

FDIC Insurance. RMO Bank deposit accounts are FDIC-insured up to applicable limits ($250,000 per depositor, per insured bank, per ownership category). APYs and fees are accurate as of the date shown on each product page and are subject to change without notice. Fees may reduce earnings. Check-cashing and currency-exchange services are offered through RMO Financial and are not deposit products. See the applicable account agreement, rate sheet, and fee schedule for full terms, conditions, and any transaction limits.

Disclosure. This page is general educational information. Deposit accounts and banking services are offered through RMO Bank. RMO Bank deposit accounts — checking, savings, money market, and certificates of deposit — are insured by the FDIC up to the maximum amount permitted by law. Account terms, fees, and rates are disclosed in the applicable account agreement and fee schedule, which govern.