Switching your everyday banking to RMO is simple when you do it step by step. The goal is to move your deposits and payments without missing anything.
Step 1 — Open your RMO account. Start by opening an RMO checking account (and a savings account if you want one).
Step 2 — List your recurring activity. Review a few months of statements from your old bank and write down every recurring deposit and payment — paychecks, automatic bills, subscriptions, and transfers.
Step 3 — Move your direct deposit. Give your employer your RMO account and routing numbers, or a voided check. See how to set up direct deposit.
Step 4 — Move automatic payments. Update each biller and subscription with your RMO account details, or set them up fresh in MyRMO bill pay.
Step 5 — Keep the old account open briefly. Leave a small cushion in your old account for a month or two so any payment or deposit you missed still clears.
Step 6 — Confirm and close. Once a full cycle has passed and everything is running through RMO, withdraw the remaining funds and close the old account.
This approach keeps your paychecks and bills uninterrupted during the move. RMO can help at any step — visit a Retail Center or contact us.