Treasury Management

Cash flow, payments, and liquidity tools to run treasury operations at scale — consolidate balances, automate payments, and put excess cash to work.

Liquidity Management Automated Payments FDIC-Insured Sweep

Features

Run treasury at scale.

Visibility and control over every dollar.

Liquidity Management

Consolidate balances and put excess cash to work with sweep options.

Automated Payments

Run ACH, wires, and payables with approval workflows.

Cash Flow Visibility

Real-time reporting across accounts in MyRMO Business.

Fraud Controls

Positive pay, dual approval, and account controls to reduce risk.

Products & Rates

Explore treasury products.

View RMO treasury management capabilities and see how they compare to Brex, Chase, and Mercury.

View Treasury Products →

See how RMO compares:

vs. Brex → vs. Chase Treasury → vs. Mercury →

Learn

New to banking with RMO?

Our plain-English banking guides explain how to choose an account, how FDIC insurance works, savings vs. CDs, avoiding fees, and more.

Read the Banking Guides →

FAQ

Frequently asked questions

Who is treasury management for?

Businesses that need cash flow visibility, automated payments, liquidity/sweep options, and fraud controls across multiple accounts.

Does treasury include fraud protection?

Yes. RMO treasury supports positive pay, dual approval, and account-level controls to reduce payment fraud risk.

Can excess cash earn a return?

Yes. Sweep and money market options can put idle balances to work while preserving liquidity.

Support

How can we help?

We're here whenever you need us.

FAQs

Find answers to common questions about accounts, fees, and services.

Talk to Us

Reach our member services team by phone, email, or chat for personalized help.

Visit Us

Find a retail center near you for in-person service, appointments, and support.

FDIC Insurance. RMO Bank deposit accounts are FDIC-insured up to applicable limits ($250,000 per depositor, per insured bank, per ownership category). APYs and fees are accurate as of the date shown on each product page and are subject to change without notice. Fees may reduce earnings. Check-cashing and currency-exchange services are offered through RMO Financial and are not deposit products. See the applicable account agreement, rate sheet, and fee schedule for full terms, conditions, and any transaction limits.

Disclosure. This page is general educational information. Deposit accounts and banking services are offered through RMO Bank. RMO Bank deposit accounts — checking, savings, money market, and certificates of deposit — are insured by the FDIC up to the maximum amount permitted by law. Account terms, fees, and rates are disclosed in the applicable account agreement and fee schedule, which govern.