Online and mobile banking are safe and convenient when you use them with a few sensible habits. Here is a practical checklist for protecting your accounts.

Secure how you sign in:

  • Use a strong, unique password for MyRMO — not one you reuse on other sites. A password manager makes this easy.
  • Turn on two-factor authentication for an extra layer of protection.
  • Never share your password or verification codes — remember, RMO will never ask for them.

Use the real RMO:

  • Only bank through the official MyRMO app or by typing the RMO website address yourself — do not follow links from texts or emails. See how to protect your account from scams and phishing.
  • Check that the site address is correct and shows a secure (padlock) connection.

Be careful on public Wi-Fi:

  • Public Wi-Fi in cafes, airports, and hotels can be insecure — others may be able to intercept traffic.
  • For banking, prefer your cell phone's data connection, or use a trusted VPN.
  • Avoid signing in to sensitive accounts on shared or public computers.

Stay protected day to day: keep your device and apps updated, log out when you finish, lock your device with a passcode or biometrics, and turn on account alerts so you spot anything unusual quickly.